Did you know that the vast majority of self-employed millionaire businesswoman (98%) are home owners? Not only that, but about one in three (34 percent) has a ZERO mortgage balance! One in five has a balance under $100,000, and only 4 percent has a balance of $500,000 or more. (SOURCE: Stanley, Thomas J., Millionaire Women Next Door, […]
TODAY’S BITE-SIZED TO-DO: Take stock of your retirement savings options at work. If you have a limited array, look into opening up a Roth IRA on your own. Then connect with a financial advisor to walk you through next steps based on your long-term financial goals.
If you’re breezing through the steps and have numbers 3 and 4 checked off, you’ve built up some serious momentum. But don’t stop there. Now it’s time to stockpile your emergency savings! Over the years, financial pundits have gone back and forth on how much money constitutes a fully-funded emergency fund. I’ve consistently read that […]
Women Who Wear Makeup Earn More Money… True or False? According to a new study women who wear makeup make more money. Why does a woman’s appearance mean a difference in her paycheck?
Once you’ve cut up your credit cards and tucked away $1000 for your mini emergency fund, you’re ready to start your debt snowball! Many financial experts dub this method “The Debt Snowball” because in the same way that a snowball rolling down hills gets bigger and rolls faster, the money available to pay off your debt begins to accumulate as each debt is paid.
Before you begin tackling your debt snowball, there’s one thing you absolutely have to do: build up a little security blanket. Here’s how!
Image courtesy of Shutterstock It’s sometimes considered a curse word in many households today: the dreaded budget. I know, I know . . . you’re probably rolling our eyes because you think it takes too much time, doesn’t work, whatever the excuse du jour. But that’s because you’re probably in the 60% that doesn’t use […]
Image courtesy of Shutterstock I remember it like it was yesterday: September 7, 2007. This was the day I sat down at my kitchen table and came face-to-face with my finances. My divorce had been final a few years prior, but I still felt as if I hadn’t made any financial progress. Fifteen minutes later, […]